When making a credit card payment at a store or company, you usually need a direct contract with the credit card company.
However, there are a number of hurdles to contracting with a credit card company.
Many complicated procedures
Individual contracts with each card company
I need to.
It takes to introduce
Long time (1 to several months)
Expensive introduction cost ・
Expensive settlement fee
Installation work and it
Cost
Strict examination criteria
It is necessary to conclude a contract with each card company individually.
It means selling the provision of each service or the right to receive the provision of the service as defined in Article 41 of the “Act on Specified Commercial Transactions” (Specified Commercial Transactions Act).
Credit card companies are reluctant to join the above industries because these industries fall into the field of “services that have the characteristic that the achievement of their purpose is not certain”.
However, these industries, which tend to be continuous services and expensive, are also in high demand from consumers.
“Credit card payment” is an indispensable purchase method for EC site operators. After placing an order, there are many cases where the bank transfer does not actually make the transfer and the purchase is not made. With a credit card, you can purchase immediately on the spot, greatly increasing the purchase rate.
It is difficult for sole proprietors and new business owners to pass the examination
Even corporations are rigorously screened for sales and performance so far.
The product content, description, and description of the site are checked.
It is difficult to accept or reject online shopping, which is prone to troubles in terms of industry.
Many business owners are also troubled by the fact that they do not know how to revise their websites or what the cause is.
In terms of fees, implementing a credit card payment system on your own will cost you a huge amount of money, including establishment fees, monthly usage fees, GATEWAY usage fees, and settlement fees.
In addition, the security aspect of website payment is very important when handling money.
A payment system with a complete security system is a must, and requires advanced skills such as the introduction of SSL (usually corporate contracts) and authentication program systems.
Perfect
Security
Combined
Settlement system
···What should I do?
In order to solve all of these problems and provide them comprehensively,
There are credit card payment agencies like us.
We do business directly with banks and have a payment account for each card company.
Therefore, it is possible to officially provide card payment to each company.
For example, it is not necessary to make a contract with VISA / MASTER … for each company.
With a contract only with SU HONG KONG, we will take care of all the rest of the procedure, and multiple card brands can be used. It is possible to significantly reduce the time and effort required to introduce card payment. The quick introduction of payments is also possible due to our unique screening system and introduction system.
Normally, in “domestic payment”, service services are considered to be an industry in which it is very difficult to introduce card payment. However, since the settlement agency deals with overseas banks, the types of industries that can be handled have expanded significantly. It is also possible to provide it to sole proprietors and new business owners. The correspondent bank will be an overseas bank, but it operates in Japan and all the correspondence of merchant is handled by Japanese people. Even after joining, we will respond in good faith to any minor questions or concerns.
What is chargeback?
There is a rule called chargeback for international credit card payments. This means “return of bill”.
In the unlikely event of a suspected fraudulent claim, the cardholder may file an objection.
If there is such an objection, we will investigate the contents, and if it is a fraudulent claim, we will charge the store to return the paid card price to the account.
Payments made by a third party using a stolen or lost card
The contract was not fulfilled correctly (Products have not been shipped, products / services that differ significantly from the description, products have been damaged, etc.)
measuresA
We will explain the products and services firmly and sell them after they are satisfied.
measuresB
Please confirm your identity.
measuresC
If you see suspicious behavior, do not make a card payment.
measuresD
In some cases, you will be asked to show your ID.
Our
to avoid chargeback
Initiatives
We have a customer center.
In the unlikely event that there is a complaint of fraudulent settlement, we will contact the customer and the member store, investigate the contents and try to solve the problem.
SU HONG KONG payment service has 10 years of experience and know-how in the payment industry.
It’s not just a cheap payment agency. Even in the unlikely event, we will provide a reliable service.
If you have any questions about payment services or credit card payment services, please feel free to ask.
